Our services

Fintech Development

Financial Technology is rapidly changing the way consumers interact with financial products.  From borrowing money to investing to transacting in cryptocurrencies, there is no aspect of financial services technology isn’t changing. 

 

ELEK+RIK helps financial services companies, from start-ups to global multi-billion dollar institutions, build secure, scalable, and compliant technology solutions.

Why Fintech Solutions Matter

Fintech Development in digital finance is transforming how people move, store, and invest money. Global fintech revenue is projected to surpass $1.5 trillion by 2030.


Whether you’re a disruptive startup or an established financial institution, an innovative digital product is critical to compete.

 

Our team builds custom fintech platforms that combine advanced engineering, airtight security, and regulatory compliance to help you capture this growth.

Fintech Services We Provide

Custom Fintech Application Development

End-to-end design and engineering of web and mobile apps for banking, lending, payments, and investment platforms.
We integrate AI, blockchain, and real-time analytics to create seamless, high-performance experiences for consumers and enterprises.

Digital Banking & Neobank Platforms

From core banking engines to sleek user dashboards, we build scalable, mobile-first solutions with KYC/AML, multi-currency wallets, and instant payments.

Payment Gateway & Wallet Development

Custom gateways and e-wallets with PCI DSS compliance, tokenization, and fraud-detection algorithms to handle high transaction volumes securely.

Blockchain & Crypto for Fintech

Leverage decentralized finance with smart contracts, stablecoin integration, and on-chain settlement.
Our blockchain development team ensures transparency and speed for cross-border payments, lending, and asset tokenization.

AI & Machine Learning in Finance

We deploy predictive models for credit scoring, fraud detection, and personalized financial insights, combining our AI services with deep fintech expertise.

Regulatory & Compliance Integration

SOC 2, PCI DSS, GDPR, HIPAA (for health-finance overlap), and region-specific banking regulations—baked into every project from day one.

Why Choose ELEK+RIK for Fintech Development

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Proven expertise

Since 2010, we’ve delivered enterprise-grade software for financial institutions, startups, and Fortune 500 clients.

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Security First

End-to-end encryption, multi-factor authentication, penetration testing, and regular security audits.

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Cross-Industry Insight

Projects for Rakuten, GA Telesis, Amgen, SkyTherapist and others give us broad data and infrastructure expertise to apply to finance.

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Agile Delivery

Rapid MVP development followed by iterative scaling ensures you launch fast while maintaining regulatory compliance.

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Design + Engineering

Our in-house UI/UX designers create intuitive, conversion-driven interfaces fully adapted for mobile devices.

Our case studies

Our Fintech Development Process

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Discovery & Strategy

Analyze your business model, compliance requirements, and data infrastructure.

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2

Design & Prototyping

Figma wireframes, user-flow mapping, and interactive prototypes.

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Development

Secure coding, API integrations, cloud infrastructure, and automated testing.

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Compliance & Security Review

KYC/AML, PCI DSS, and penetration testing.

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Deployment & Scaling

CI/CD pipelines, performance tuning, and post-launch optimization.

Looking for a fintech software development company in the USA that combines security, innovation, and regulatory expertise?

ELEK+RIK delivers digital banking platforms, payment solutions, and blockchain-enabled apps built for scale.

Book your free fintech consultation to receive a custom roadmap, timeline, and quote.

Sample Use Cases

Peer-to-peer lending platforms

Digital wallets & mobile payments

Investment & robo-advisory apps

Cross-border remittance solutions

Insurtech portals & claims automation

Cryptocurrency exchanges & DeFi applications

RegTech tools for automated compliance

Frequently Asked Questions​

Find answers to common questions and learn more about how ElectricWeb can help your business grow online.

Do you develop apps for regulated financial institutions?

Yes. We have deep experience with SOC 2, PCI DSS, GDPR, and region-specific banking regulations.

Absolutely. Our blockchain team delivers smart contracts, tokenization, and on-chain settlement.

Yes. We offer maintenance, security monitoring, and feature upgrades on flexible retainers.

Typical MVPs launch in 12–16 weeks; full enterprise solutions depend on scope and integrations.

Yes, all code, models, and documentation are transferred to you upon completion.

Let’s Build Something Exceptional

Book a free call and discover how we can bring your product to life.